Career Opportunity with FCE Benefits Administrators

Junior Underwriter

San Antonio, TX

Position Summary:

The Junior Underwriter is responsible for the accurate and timely data, and financial analysis of various actuarial/financial projects for pricing of Medical, Dental, Vision, Life, and Disability programs for fully insured and self-funded plans for clients while ensuring regulatory compliance.


  • Manages the data collection and data entry into pricing models, and initial analysis of underwriting information by interacting with sales support staff.
  • Support throughout all phases of an account, from data gathering, initial pricing, to sold documentation and on-going account service and maintenance.
  • Obtains and provides spreadsheet quotes from multiple carriers.
  • Provides financial analysis for more complex and /or larger clients including more in-depth analysis for complex situations that require additional research or discussion with FCE subject matter experts.
  • Analyzes cost-drivers by reviewing client’s cost/utilization data and looking for year-over-year trends or comparisons to external benchmarks using data provided from client’s vendor reports or raw data from internal databases; key results are summarized and presented to client to help understand cost drivers and help modify plan design.
  • Excel® spreadsheet and projecting costs for the next plan year; analyzing vendor renewals by checking carrier or vendor’s plan rates for reasonableness and by analyzing claims and enrollment data, trend rates, administrative expenses and other charges.
  • Compares client’s current plan to alternative designs; develops employee contribution scenarios by entering current employee medical contribution data into an Excel® spreadsheet and projecting contributions to the next plan year, taking into account the cost-sharing goals of the client.
  • Manages projects from start to finish that includes managing the quality and timeliness of client deliverables; developing budgets and billing reports; acting as a client contact for financial work; preparing clear and concise client-friendly communications; presenting results to clients.

Education and Licensing:

  • Bachelor’s degree from an accredited college or university preferred.


  • Previous underwriting, health insurance, or finance experience is preferred.

Skills and Knowledge:

  • Must be able to demonstrate a high level of underwriting.
  • Excellent oral and written communication, including presentation skills.
  • Excellent abilities in Microsoft Office® and Excel®.
  • Analytical and interpretive skills.
  • Excellent organizational skills, accuracy, and attention to detail.
  • Excellent interpersonal skills and customer service skills.
  • Ability to handle multiple projects and set priorities.
  • Ability to work in a team environment.
  • Ability to meet or exceed performance standards.

What We Bring To the Table

comprehensive benefit packages

We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefit packages, and outstanding advancement opportunities. For this reason, we offer a comprehensive benefits plan which includes the following:

  • Competitive overall compensation package
  • Career enhancement and growth opportunities
  • 401(k) match up to 50% contribution
  • Medical, dental, and vision coverage
  • Life/AD&D insurance
  • Accident/critical illness insurance
  • FSA and HSA accounts
  • Competitive paid time off
  • Professional development/tuition funds
  • Continuing education and career certification
  • Company funded Wellness Account
  • Employee engagement activities
  • Service recognition awards
  • Discount fitness memberships
  • Work/life resources

How to apply

Please email resume, as an attachment, with cover letter, and salary requirements to: [email protected]

We are an equal opportunity employer.

It is FCE Benefit’s policy to provide equal opportunity employment for all qualified applicants and employees. FCE does not unlawfully discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), national origin, ancestry, age, physical or mental disability, legally protected medical condition, family care status, veteran status, marital status, sexual orientation, or any other basis protected by state or federal law or local ordinance. This applies to all areas of employment including recruitment, hiring, training, promotion, compensation, benefits, transfer, and social and recreational programs. © : All Rights Reserved